{"id":13471,"date":"2025-10-16T11:45:55","date_gmt":"2025-10-16T10:45:55","guid":{"rendered":"https:\/\/www.fiscount.nl\/?post_type=fiscontact&amp;p=218389"},"modified":"2025-10-16T11:45:55","modified_gmt":"2025-10-16T10:45:55","slug":"volgend-jaar-weer-hogere-kostengrens-nhg-hypotheek","status":"publish","type":"post","link":"https:\/\/mcbaccountants.nl\/mcbaccountants.nl\/volgend-jaar-weer-hogere-kostengrens-nhg-hypotheek\/","title":{"rendered":"Volgend jaar weer hogere kostengrens NHG-hypotheek"},"content":{"rendered":"<p>De kostengrens voor een hypotheek met Nationale Hypotheek Garantie (NHG) gaat op 1 januari 2026 opnieuw omhoog. De grens wordt dan verhoogd van \u20ac 450.000 naar \u20ac 470.000. Koopt u een woning met energiebesparende voorzieningen en financiert u die mee? In dat geval wordt het plafond \u20ac 498.200 (in 2025: \u20ac 477.000). De NHG-premie is dit jaar verlaagd van 0,6% naar 0,4%. In 2026 blijft de premie 0,4%. Wat wel verandert is dat de NHG nog maar \u00e9\u00e9n NHG-kostengrens hanteert voor alle type woningen. Nu geldt er nog een aparte NHG-kostengrens voor woonwagens (\u20ac 172.000) en woonwagenstandplaatsen (\u20ac 61.000). Vanaf 2026 geldt de NHG-grens van \u20ac 470.000 voor de woonwagen en de standplaats tezamen.<\/p>\n<p><em><strong>Tip<\/strong><\/em><\/p>\n<p>Heb je koopplannen en wil je gebruikmaken van de NHG? In dat geval kan het verstandig zijn om daarmee te wachten tot 2026.<\/p>\n<h6>Meer weten?<\/h6>\n<p>Wil je graag een persoonlijk advies over dit onderwerp? <a href=\"https:\/\/mcbaccountants.nl\/mcbaccountants.nl\/contact-johan\">Mail<\/a> of bel: 06-51606374 en vraag naar <a title=\"Over ons\" href=\"https:\/\/mcbaccountants.nl\/mcbaccountants.nl\/over-ons\/\">Johan de Beuze<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>De kostengrens voor een hypotheek met Nationale Hypotheek Garantie (NHG) gaat op 1 januari 2026 opnieuw omhoog. De grens wordt dan verhoogd van \u20ac 450.000 naar \u20ac 470.000. Koopt u een woning met energiebesparende voorzieningen en financiert u die mee? In dat geval wordt het plafond \u20ac 498.200 (in 2025: \u20ac 477.000). De NHG-premie is &hellip; <a href=\"https:\/\/mcbaccountants.nl\/mcbaccountants.nl\/volgend-jaar-weer-hogere-kostengrens-nhg-hypotheek\/\" class=\"more-link\">Lees <span class=\"screen-reader-text\">&#8220;Volgend jaar weer hogere kostengrens NHG-hypotheek&#8221;<\/span> verder<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[7,5],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v17.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Volgend jaar weer hogere kostengrens NHG-hypotheek - ConnAcc - Connected Accountant<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/mcbaccountants.nl\/mcbaccountants.nl\/volgend-jaar-weer-hogere-kostengrens-nhg-hypotheek\/\" \/>\n<meta name=\"twitter:label1\" content=\"Geschreven door\" \/>\n\t<meta name=\"twitter:data1\" content=\"Johan de Beuze\" \/>\n\t<meta name=\"twitter:label2\" content=\"Geschatte leestijd\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minuut\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/mcbaccountants.nl\/mcbaccountants.nl\/#organization\",\"name\":\"MCB Accountants\",\"url\":\"https:\/\/mcbaccountants.nl\/mcbaccountants.nl\/\",\"sameAs\":[\"https:\/\/twitter.com\/JohanDeBeuze\"],\"logo\":{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/mcbaccountants.nl\/mcbaccountants.nl\/#logo\",\"inLanguage\":\"nl\",\"url\":\"https:\/\/mcbaccountants.nl\/mcbaccountants.nl\/wp-content\/uploads\/2015\/02\/MCB-FC-for-web-54e4e68dv1_site_icon.png\",\"contentUrl\":\"https:\/\/mcbaccountants.nl\/mcbaccountants.nl\/wp-content\/uploads\/2015\/02\/MCB-FC-for-web-54e4e68dv1_site_icon.png\",\"width\":512,\"height\":512,\"caption\":\"MCB Accountants\"},\"image\":{\"@id\":\"https:\/\/mcbaccountants.nl\/mcbaccountants.nl\/#logo\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/mcbaccountants.nl\/mcbaccountants.nl\/#website\",\"url\":\"https:\/\/mcbaccountants.nl\/mcbaccountants.nl\/\",\"name\":\"ConnAcc - 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